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Motorhome Insurance In Australia

caRVan Insurance is a specialist provider of Recreation Vehicles Insurance, and also offer cover for Motorhome Insurance with lots of included benefits, including:

  • Agreed Value
  • Getting you and your Motorhome back home in the event of a Medical Emergency
  • Cover for towing following a Mechanical Breakdown
  • First Windscreen or Glass claim is excess free
  • Locks & Keys Replacement
  • Flexible Excess Options
  • Automatic Contents cover of $2,000, with the option to increase this cover
  • Your choice of RV Repairer
  • Emergency Accommodation
  • Option to pay your premium by the month
Note that the above benefits are subject to some limits and conditions. Please read the caRVan PDS for more information, before deciding to get a quote.

We can provide a Motorhome Insurance quote on the following types of Motorhomes:

Class A Motorhome
These are the largest RV’s on the road. Often these are “bus” type chassis, which have been converted with built-in sleeping, cooking and bathroom facilities. Some of these motorhomes are up to 45 feet in length. These motorhomes are like a large home on wheels, often with at least one slide out wall, providing more living space, with lots of creature comforts, like washing machine/dryers and a full-sized shower.

Class B Motorhome
Often referred to as a Campervan, these smaller type motorhomes are built on a standard full-sized van chassis and feature a raised roof, so you can walk upright. These motorhomes are generally easier to drive, manoeuvre and store. They are comfortable for 2 people to use.

C-Class Motorhome
These are midsized motorhomes that generally range from 20 to 33 feet in length. They are built on top of an existing truck and van chassis and can accommodate a small family of 2-4 people. Unlike the Class B, these Class C motorhomes often have the extra space for a built-in toilet and shower facilities.
 

Your Motorhome Insurance Agreed Value – How does that work?

When you access the caRVan Insurance online quoting system via the caRVan website, it allows you to select your specific motorhome make, model and series. Note that not all makes are available on our quoting system, where you will need to click on “Can’t Find my RV” and manually enter the make, model, series, length, width and value yourself.

If your motorhome is in our system, it will suggest a low to high range of values, where you can choose a value within that range, that you think your motorhome is currently worth. If your motorhome was not on our system or you choose a value outside the suggested range, your quote will refer to our caRVan team, who will call you within 2 working days, whether they will need to ask you some further questions, to establish if we can accept the value you nominated as the Agreed Value.
 

Insuring the Contents in your RV and Portable Accessories

CaRVan Insurance provides an automatic $2,000 of cover for the general contents that is kept in your motorhome. Before you get a Motorhome Insurance quote, we suggest you complete a full inventory list of all your contents items, to establish how much insurance cover you will need. You can nominate to increase the $2,000 cover, where an additional premium will be payable.

When getting your quote, another great option to consider, is if your use a portable generator, fridge, solar system or satellite outside of your motorhome, if you select to include any of these items under our Portable Accessories cover, you will be covered for loss or damage within a 10-metre radius of where your motorhome is set up. We’re not aware of any other insurer offering this level of cover, so it’s a great option to consider.
 

Getting a Motorhome Insurance Quote

If you would like a quote, simply click on the “Get a Quote” button on our website. In some instances, your Motorhome Insurance quote will refer to our caRVan Insurance team, as we need to ask you some more underwriting questions. If that happens, we will get back to you within 2 working days.
 

Disclaimer:

Please read the CaRVan PDS before deciding to get a quote. Motorhome Insurance is provided by Carvan Pty Limited, ABN 27 623 985 919, an Authorised Representative (No. 1261456) of Breeze Underwriting Pty Ltd, ABN 65 003 922 487, AFSL 235130 and the Insurer is The Hollard Insurance Company Pty Ltd, ABN 78 090 584 473, AFSL 241436, trading as CaRVan Insurance.
 
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