Fifth Wheeler Insurance

As a specialist insurers of Recreation Vehicles, caRVan Insurance offers quotes for Fifth Wheeler Insurance with various included benefits such as:

  • Agreed value
  • Getting you and your fifth wheeler back home in case of a medical emergency
  • Cover for towing following a mechanical breakdown
  • The first windscreen or glass claim is excess free
  • Locks and keys Replacement
  • Flexible Excess options
  • Automatic Contents Cover of $2,000 with an option to increase the cover
  • Your choice of RV repairer
  • Emergency accommodation
  • Option to pay your premium by the month
Please note: the above benefits are subject to certain limitations and conditions. Please read the caRVan PDS for more information, before deciding to get a Fifth Wheeler Insurance quote.
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What is a Fifth Wheeler?

A Fifth Wheeler is a Recreational Vehicle that uses a fifth-wheel configuration, requiring the coupling to be installed in the tray of a Utility/Truck as the towing vehicle. The tow vehicle supports around 15-25% of the Fifth Wheeler’s weight. The term “Fifth Wheel” originates in North America and used as a synonym for this type of Recreational Vehicle.

Your Fifth Wheeler Insurance Agreed Value – How does that work?

When you access the caRVan Insurance online quoting system via the caRVan website, it allows you to select your specific motorhome make, model and series. Note that not all makes are available on our quoting system, where you will need to click on “Can’t Find my RV” and manually enter the make, model, series, length, width and value yourself.

If your motorhome is in our system, it will suggest a low to high range of values, where you can choose a value within that range, that you think your motorhome is currently worth. If your motorhome was not on our system or you choose a value outside the suggested range, your insurance quote will refer to our caRVan team, who will call you within 2 working days, whether they will need to ask you some further questions, to establish if we can accept the value you nominated as the Agreed Value.
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Insuring the Contents in your RV and Portable Accessories

CaRVan Insurance provides an automatic $2,000 of cover for the general contents that is kept in your motorhome. Before you get a Fifth Wheeler Insurance quote, we suggest you complete a full inventory list of all your contents items, to establish how much insurance cover you will need. You can nominate to increase the $2,000 cover, where an additional premium will be payable.

When getting your quote, another great option to consider, is if your use a portable generator, fridge, solar system or satellite outside of your motorhome, if you select to include any of these items under our Portable Accessories cover, you will be covered for loss or damage within a 10-metre radius of where your motorhome is set up. We’re not aware of any other insurer offering this level of cover, so it’s a great option to consider.

Flexible Basic Excess Options

When you request a quote, you can get to choose from 3 basic excesses, being $250, $500 & $1,000. The higher the excess, the lower your premium will be; however, keep in mind that a higher excess will mean you won’t be able to claim the loss or damage where the item or cost to repair the damage is less than your excess.

Getting a Fifth Wheeler Insurance Quote

If you would like a quote, simply click on the “Get a Quote” button on our website. In some instances, your Fifth Wheeler Insurance quote will refer to our caRVan Insurance team, as we need to ask you some more underwriting questions. If this occurs, we will get back to you in 2 working days.


Please read the caRVan PDS before deciding to get a quote. RV Insurance in Australia provided by Carvan Pty Limited, ABN 27 623 985 919, is an Authorised Representative (No. 1261456) of Breeze Underwriting Pty Ltd, ABN 65 003 922 487, AFSL 235130 and the Insurer is The Hollard Insurance Company Pty Ltd, ABN 78 090 584 473, AFSL 241436, trading as CaRVan Insurance.
caRVan – Recreational Vehicles Insurance Australia

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